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Property valuation explained

A property valuation is a brief report that provides our assessment of the value of the property and highlights anything we believe requires further investigation. This could be related to structural or legal issues. A valuation doesn't involve a survey of the property.

A valuation could be suitable for:

  • New home purchase - where the property has a guarantee such as an NHBC ten year guarantee
  • Remortgages - where you already own the property and are aware of its condition
  • Estate valuation - for example where a property needs to be assessed for tax purposes

If you are remortgaging or taking out a mortgage to buy a new home, your mortgage provider normally obtains a valuation to assess the property's suitability for mortgage purposes. This is not a survey and may not contain important information regarding the condition of the property.

Property valuation costs

Need a valuation on a property £500,000 and above?

A Colleys Private Valuation - Prestige is an enhanced version of the Colleys Property Valuation and is specifically designed for customers with valuation needs where the property value is £500,000 and above. The Prestige service is only available through Colleys and gives you the reassurance of our expertise and experience.

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Colleys is the valuation and surveying service of Bank of Scotland plc part of Lloyds Banking Group.
Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ.
Authorised and regulated by the Financial Services Authority.